Citigroup Investment Research is back with their latest predictions for Apple's financial future. This time the prediction comes from analyst Richard Gardner.

Gardner suggests looking into the purchase of Apple stocks before new products start arriving around June. He believes that new products such as the iPhone, Leopard and redesigned iPods and Macs will help generate revenue close to $24.6 billion for the year.

He mentions that the iPhone is still believed to generate roughly $200-$300 from each new subscriber as part of a deal from Cingular. This will give Apple the flexibility to slowly change prices over time and hopefully make the iPhone available to consumers that aren't able to shell out $500 for a phone. Further predictions include a 3G version of the iPhone making a debut sometime in the first half of 2008. We can only hope that it does.

Thanks Dan!

Citigroup weighs in on Leopard, 3G iPhone, and new iPod nanos [via investorvillage]